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Top Three Personal Financial Management Apps

Money Apps
Let an app take control of your finances

Why struggle with cumbersome spreadsheets or pencil-and-paper figuring when an app can do the work for you? Here are three personal financial management apps that make budgeting and saving go swimmingly.

1 Why Use a Money App

Apps these days are like smartphones: How did we ever get along without them? And when it comes to managing your personal finances, why struggle with cumbersome spreadsheets or even old-fashioned pencil-and-paper figuring when you can let an app do the work for you?

Our goal here at Billshark is to help you take control of your finances, and we want you to know about every available tool to do so. So check out these apps and see if they don’t make your financial life go swimmingly.

2 You Need a Budget

You Need a Budget

We love this app! Because the name says it all: You need a budget if you’re ever going to get control of your financial future. And this app makes it practically painless! It walks you through the four rules of budgeting: giving every dollar a job to do; embracing your true expenses; rolling with the punches; and, aging your money.

These rules may sound esoteric, but they’re really very simple. The first, giving every dollar a job to do, means to be intentional before you spend a dollar. The second, embracing your true expenses, explores the way your money seems to “disappear” before you’re anywhere near your next paycheck. The third, roll with the punches, shows how to adjust your budget to accommodate unexpected expenses. The last, aging your money, teaches you to spend today with money you’ve earned at least a month ago. All these steps lead you to the path of “spending right.”

3 Squeeze

Squeeze

Called “the ultimate life hack” for your finances, this app offers a bill comparison engine that scans your transactions and offers real-time insight into better deals; a feature that tracks your spending so you can find out where your money is going and learn how to save; and financial statistics to help you better understand your financial picture. In addition, it offers banking-level security, allows you to connect unlimited accounts, set custom trackers to alert you when you’re overspending, and offers advice to help you save. This app is like having your own personal accountant handling your finances.

4 MoneyLion

MoneyLion

This app is also incredibly useful, offering a 360° approach to showing you how to manage your money, guiding you through devising a budget you can live with, letting you know when you’re spending more than normal, and helping you think through retirement and other goals. It also provides free credit monitoring through TransUnion, so you’re always on top of how your financial decisions impact your credit score.

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Frequently Asked Questions

What are the top three personal financial management apps?

The three apps highlighted are You Need a Budget, Squeeze, and MoneyLion. You Need a Budget walks you through four budgeting rules, Squeeze scans your transactions for better deals and tracks spending, and MoneyLion offers a 360-degree approach to managing your money along with free credit monitoring.

What are the four rules of budgeting in You Need a Budget?

You Need a Budget walks you through four rules: giving every dollar a job to do, embracing your true expenses, rolling with the punches, and aging your money. Together these steps mean being intentional before you spend, planning for expenses that drain your money, adjusting for surprises, and spending today with money you earned at least a month ago.

What does the Squeeze app do?

Squeeze is called the ultimate life hack for your finances. It offers a bill comparison engine that scans your transactions for better deals in real time, tracks your spending to show where your money goes, and provides financial statistics. It also offers banking-level security, unlimited connected accounts, custom overspending trackers, and savings advice.

How does MoneyLion help you manage money?

MoneyLion offers a 360-degree approach to managing your money. It guides you through devising a budget you can live with, alerts you when you are spending more than normal, and helps you think through retirement and other goals. It also provides free credit monitoring through TransUnion so you can see how your decisions affect your credit score.

Why use a personal financial management app at all?

Apps make managing your finances far easier than cumbersome spreadsheets or old-fashioned pencil-and-paper figuring, letting the app do the work for you. Billshark wants you to know about every available tool to take control of your finances, so trying apps like these can make your financial life go more swimmingly.

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Top Three Personal Financial Management Apps page context

Top Three Personal Financial Management Apps is a Billshark resource with information and navigation relevant to recurring bills, consumer choices, and savings decisions.

Discover the top three personal finance apps to budget, track spending and save: You Need a Budget, Squeeze and MoneyLion.

Visitors can use this page to review Billshark information and continue to the route that best matches their savings, support, or account needs.

Billshark publishes this information to help visitors understand monthly expenses, provider choices, and practical next steps.

The page connects visitors with related Billshark resources when they need additional detail or a more specific next step.

Why struggle with cumbersome spreadsheets or pencil-and-paper figuring when an app can do the work for you?.

Apps these days are like smartphones: How did we ever get along without them?.

Our goal here at Billshark is to help you take control of your finances, and we want you to know about every available tool to do so.

We love this app!.

These rules may sound esoteric, but they’re really very simple.

Called “the ultimate life hack” for your finances.

This app is also incredibly useful.

The three apps highlighted are You Need a Budget, Squeeze, and MoneyLion.

You Need a Budget walks you through four rules: giving every dollar a job to do, embracing your true expenses, rolling with the punches, and aging your money.

Squeeze is called the ultimate life hack for your finances.

MoneyLion offers a 360-degree approach to managing your money.

Apps make managing your finances far easier than cumbersome spreadsheets or old-fashioned pencil-and-paper figuring, letting the app do the work for you.

Billshark negotiates your bills for you — no savings, no fee.

Billshark helps lower internet, wireless, cable, satellite radio, and other monthly bills.

Our experts handle providers for customers and share updates throughout the process.

Customers pay only when Billshark finds savings on eligible bills.

1 Why Use a Money App.

2 You Need a Budget.

Frequently Asked Questions.

What are the top three personal financial management apps?.

What are the four rules of budgeting in You Need a Budget?.

What does the Squeeze app do?.

How does MoneyLion help you manage money?.

Why use a personal financial management app at all?.

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