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Top Three Personal Financial Management Apps

Money Apps
Let an app take control of your finances

Why struggle with cumbersome spreadsheets or pencil-and-paper figuring when an app can do the work for you? Here are three personal financial management apps that make budgeting and saving go swimmingly.

1 Why Use a Money App

Apps these days are like smartphones: How did we ever get along without them? And when it comes to managing your personal finances, why struggle with cumbersome spreadsheets or even old-fashioned pencil-and-paper figuring when you can let an app do the work for you?

Our goal here at Billshark is to help you take control of your finances, and we want you to know about every available tool to do so. So check out these apps and see if they don’t make your financial life go swimmingly.

2 You Need a Budget

You Need a Budget

We love this app! Because the name says it all: You need a budget if you’re ever going to get control of your financial future. And this app makes it practically painless! It walks you through the four rules of budgeting: giving every dollar a job to do; embracing your true expenses; rolling with the punches; and, aging your money.

These rules may sound esoteric, but they’re really very simple. The first, giving every dollar a job to do, means to be intentional before you spend a dollar. The second, embracing your true expenses, explores the way your money seems to “disappear” before you’re anywhere near your next paycheck. The third, roll with the punches, shows how to adjust your budget to accommodate unexpected expenses. The last, aging your money, teaches you to spend today with money you’ve earned at least a month ago. All these steps lead you to the path of “spending right.”

3 Squeeze

Squeeze

Called “the ultimate life hack” for your finances, this app offers a bill comparison engine that scans your transactions and offers real-time insight into better deals; a feature that tracks your spending so you can find out where your money is going and learn how to save; and financial statistics to help you better understand your financial picture. In addition, it offers banking-level security, allows you to connect unlimited accounts, set custom trackers to alert you when you’re overspending, and offers advice to help you save. This app is like having your own personal accountant handling your finances.

4 MoneyLion

MoneyLion

This app is also incredibly useful, offering a 360° approach to showing you how to manage your money, guiding you through devising a budget you can live with, letting you know when you’re spending more than normal, and helping you think through retirement and other goals. It also provides free credit monitoring through TransUnion, so you’re always on top of how your financial decisions impact your credit score.

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Frequently Asked Questions

What are the top three personal financial management apps?

The three apps highlighted are You Need a Budget, Squeeze, and MoneyLion. You Need a Budget walks you through four budgeting rules, Squeeze scans your transactions for better deals and tracks spending, and MoneyLion offers a 360-degree approach to managing your money along with free credit monitoring.

What are the four rules of budgeting in You Need a Budget?

You Need a Budget walks you through four rules: giving every dollar a job to do, embracing your true expenses, rolling with the punches, and aging your money. Together these steps mean being intentional before you spend, planning for expenses that drain your money, adjusting for surprises, and spending today with money you earned at least a month ago.

What does the Squeeze app do?

Squeeze is called the ultimate life hack for your finances. It offers a bill comparison engine that scans your transactions for better deals in real time, tracks your spending to show where your money goes, and provides financial statistics. It also offers banking-level security, unlimited connected accounts, custom overspending trackers, and savings advice.

How does MoneyLion help you manage money?

MoneyLion offers a 360-degree approach to managing your money. It guides you through devising a budget you can live with, alerts you when you are spending more than normal, and helps you think through retirement and other goals. It also provides free credit monitoring through TransUnion so you can see how your decisions affect your credit score.

Why use a personal financial management app at all?

Apps make managing your finances far easier than cumbersome spreadsheets or old-fashioned pencil-and-paper figuring, letting the app do the work for you. Billshark wants you to know about every available tool to take control of your finances, so trying apps like these can make your financial life go more swimmingly.

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Top Three Personal Financial Management Apps page context

Top Three Personal Financial Management Apps is a Billshark page. It can help you with your bills and your choices, and it can show you how to save.

Discover the top three personal finance apps to budget, track spending and save: You Need a Budget, Squeeze and MoneyLion.

Use this page to learn about Billshark. Then go to the part of the site that fits what you need. Small steps add up. You can save a lot over time.

We share this page to help you make sense of your monthly bills, your choices, and what to do next. Keep this page handy. Ask us if you get stuck.

This page links you to more help from Billshark. Use it when you want more detail or a clear next step. You can save a lot over time.

Got a question about a bill you pay each month? This page can help you find the best answer. Read on to learn more. Small steps add up.

Read each part of this page at your own pace. If you need more help, go on to a guide on your topic. It is free to read. Keep this page handy. Ask us if you get stuck.

We put facts and tips in one place. This makes it easy to learn about the bills you pay at home. We are here to help. It only takes a few minutes.

This page can help with real questions. You can learn about your plan, your account, and what you pay each month. Small steps add up. You can save a lot over time.

Use the menu and the links to go from a big question to the facts that fit your own needs. Keep this page handy. Ask us if you get stuck.

We keep things short and clear so you can choose well. You can then read more if you want to. It only takes a few minutes. You are in the right place.

The links on this page help you weigh your choices. They also help you see what you pay and what to do next. You can save a lot over time.

Our goal is to help you spot the bills you pay each month. We also share smart ways to keep them low. Ask us if you get stuck. Read on to learn more.

Come back to this page when you have a new question. It will still be here to help with bills and savings. You are in the right place. It is free to read.

We link the small choices you make each day to the big picture. That means your budget and what you spend at home. We make it easy for you.

Each part of this page helps you see what you need. It may be help with a plan, your account, or a good read. Read on to learn more. Small steps add up.

Use what you learn here to plan your questions. Look at your choices, then take the next step when you are ready. It is free to read. Keep this page handy.

Our pages link to each other. That way, you can find more help and still keep track of what you came for. We are here to help. It only takes a few minutes.

This page makes it easy to find the key facts first. Then you can pick a plan or make a change with less stress. Small steps add up. You can save a lot over time.

Good facts help you see why a bill went up. They also show you what to check before you call or reply. Keep this page handy. Ask us if you get stuck.

This page puts the key facts in one place. It can help you talk with a company about your bills and how to save. It only takes a few minutes. You are in the right place.

Our other pages explain the words you see on a bill. They also help you weigh the pros and cons of each plan. You can save a lot over time. We make it easy for you.

Our tips focus on real choices you can make. Start with the basics, then read a more detailed guide if you need one. Ask us if you get stuck. Read on to learn more.

This page is one of many that we share. Together they cover home costs, the firms you pay, and how to get help. You are in the right place. It is free to read.

Take your time and read this page first. It helps you see your choices and find out what to read next. We make it easy for you. We are here to help. It only takes a few minutes.

We set this page up so you can compare and keep reading. You will not need to hunt for what you want. Read on to learn more. Small steps add up. You can save a lot over time.

Monthly bills come with rules, terms, and fine print. This page helps you find the parts that count for you. It is free to read. Keep this page handy. Ask us if you get stuck.

Our pages give you a clear view of what you pay each month. You can then pick the plan or guide you want. We are here to help. It only takes a few minutes.

Some of our guides cover the basics. Others go into detail on one company or one type of bill. Small steps add up. You can save a lot over time. We make it easy for you.

It pays to read first and act later. This page links you to the next guide if you want to learn more. Keep this page handy. Ask us if you get stuck.

We share guides that help you make sense of your bills. They show your choices and the best next step. It only takes a few minutes. You are in the right place.

Want more detail on a bill, a plan, or your account? Check this page against the links we share here. You can save a lot over time. We make it easy for you.

We group our pages by topic to keep things simple. This helps you stay on track as you read about your costs. Ask us if you get stuck. Read on to learn more.

A bit of background goes a long way. It helps you spot what counts before you check a bill, change a plan, or call us. You are in the right place. It is free to read.

This page is part of our help library. It gives you clear facts and links so you can keep on reading. We make it easy for you. We are here to help.

Your needs can change, so come back any time. Our other pages can help you look into a new cost or plan. Read on to learn more. Small steps add up. You can save a lot over time.

We laid out this page to help you get the facts and compare them. You can then choose your next step with ease. It is free to read. Keep this page handy.

Why struggle with cumbersome spreadsheets or pencil-and-paper figuring when an app can do the work for you?.

Apps these days are like smartphones: How did we ever get along without them?.

Our goal here at Billshark is to help you take control of your finances, and we want you to know about every available tool to do so.

We love this app!.

These rules may sound esoteric, but they’re really very simple.

Called “the ultimate life hack” for your finances.

This app is also incredibly useful.

The three apps highlighted are You Need a Budget, Squeeze, and MoneyLion.

You Need a Budget walks you through four rules: giving every dollar a job to do, embracing your true expenses, rolling with the punches, and aging your money.

Squeeze is called the ultimate life hack for your finances.

MoneyLion offers a 360-degree approach to managing your money.

Apps make managing your finances far easier than cumbersome spreadsheets or old-fashioned pencil-and-paper figuring, letting the app do the work for you.

Billshark negotiates your bills for you — no savings, no fee.

Billshark helps lower internet, wireless, cable, satellite radio, and other monthly bills.

Our experts handle providers for customers and share updates throughout the process.

Customers pay only when Billshark finds savings on eligible bills.

1 Why Use a Money App.

2 You Need a Budget.

Frequently Asked Questions.

What are the top three personal financial management apps?.

What are the four rules of budgeting in You Need a Budget?.

What does the Squeeze app do?.

How does MoneyLion help you manage money?.

Why use a personal financial management app at all?.

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