Financial Security

The Hidden Risks Of Biometric Security

Biometric Security
Why your fingerprint may be harder to protect than a password

Biometrics promise a world without passwords — but once your face, iris, or fingerprint becomes a digital file, it can be stolen and never changed. Here's the hidden risk, and how to build smarter passwords instead.

1 The End of the Password?

Even before the Equifax breach, we knew “password123” wasn’t enough to protect our online data. We’ve been told that constantly by websites requiring us to create a password. “This is weak,” they say. “This password can be easily guessed. Try again.”

So we try again, and come up with a complex password comprising letters, characters, and numbers that a hacker could never guess. Problem is, neither can we the next time we try to access the site. And as we acquire more electronic gadgets that are password-protected, we wish more than anything that someone would devise a simpler method.

2 How Biometric Authentication Works

Well someone has: biometric authentication. Some of these techniques have been around for years. Fingerprint and facial or iris recognition software are almost old hat by now. Newer advances use other types of human characteristics to identify a person. Primarily funded by the Defense Advanced Research Projects Agency (DARPA), researchers are working on ways to use various unique signatures of our bodies to access our devices, doing away with passwords entirely. Such identifiers as the way you walk, the way you type or click, your heartbeat, even the way you scroll down a screen are said to be unique to you, and thus a secure way to provide so-called “active authentication.”

And as reported in Britain’s The Telegraph, the Biometric Research Group says that 650 million people were already using biometrics to operate their mobile phones at the end of 2015. That number is expected to grow to two billion or more by 2020.

3 The Hidden Downside of Biometrics

Hooray! Never another password to invent and try to remember. But, is there a downside?

The information obtained from your body is—like everything else in the cyber world—converted to digital data which is then stored. If it remains on your device, that’s probably not a problem. But some devices may transmit and store the data in a remote server, using complex algorithms to verify your identity.

As a Scientific American article on the subject put it, “once your face, iris, or DNA profile becomes a digital file, that file will be difficult to protect. … Biometric identifiers could also be stolen. It’s easy to replace a swiped credit card, but good luck changing the patterns on your iris.”

“A central repository of biometric data would be a gold mine for hackers,” Salis Prabhakar, CEO of mobile security company Delta ID, told cybersecurity news site The Parallax. The site noted, “someone who has access to your raw biometric data could use it to access your accounts, steal your identity, or even implicate you in a crime.”

And as Tim Edgar, a professor in Brown University’s Executive Master in Cybersecurity program told The Parallax, no biometric measure is 100% accurate, even under ideal conditions. Inaccuracy in this area could result in someone being falsely identified—and treated—as a known felon or a suspected terrorist.

Then there’s the potential commercial value of biometric identification. Joseph Atick, who helped invent facial recognition technology 25 years ago, recently told CBS News that tracking users is so valuable to marketers that tech companies can’t be trusted to self-regulate their use of biometrics.

“You broke my password, I’m going to change it,” he said. “I can’t change my face, I can’t change my fingerprints. I need some mechanism to protect me.” That mechanism, he said, would be a guarantee that all biometric information remains on the device.

4 Better, Easier-to-Recall Passwords

So until we have better laws in place to protect our biometric data, Billshark recommends the following tips to creating better, easier-to-recall passwords.

  1. Using a ridiculous “passphrase” is better than a single word, even with some letters of that word replaced by characters, because they are almost impossible to guess. Rubberwinewrinkles, for example, is not only difficult to say, but impossible to guess, even with a sophisticated computer algorithm.
  2. For sites that require upper- and lower-case letters and characters, you could capitalize just a single recurring letter (rubberwInewrInkles) and add an unusual character at the beginning or end ($rubberwInewrInkles).
  3. Because it’s crucial to have a different password for each site you use, you could add an identifier for each site to your now all-purpose passphrase. For Facebook, you could use: $rubberwInewrInklesFB, F$rubberwInewrInklesB, $rubberwInewrInklesfb ... whatever helps you remember most easily.
  4. Alternatively, you could use a password manager program or a web storage service, which can generate secure passwords and store them online.
  5. Or you could employ two-factor authentication (known as “2FA”), which, in addition to the password, uses a follow-up text with a code or an app which can verify your identity.

Whichever way you choose to go, investigate and evaluate the best method for you. Just don’t depend on “password123.”

Share:
Billshark · Bill Negotiation Experts
Helping consumers and small businesses stop overpaying on recurring bills.

Frequently Asked Questions

What is biometric authentication?

Biometric authentication uses unique signatures of your body to identify you and access your devices, doing away with passwords. Familiar methods include fingerprint, facial, and iris recognition. Newer, DARPA-funded research explores other identifiers like the way you walk, the way you type or click, your heartbeat, and even the way you scroll down a screen to provide so-called active authentication.

Why is biometric data riskier than a password?

Once your face, iris, or DNA profile becomes a digital file, that file is difficult to protect and can be stolen. The crucial problem is permanence: it’s easy to replace a swiped credit card, but you can’t change the patterns on your iris, your face, or your fingerprints. If stolen, that raw biometric data could be used to access accounts, steal your identity, or even implicate you in a crime.

Is biometric security 100% accurate?

No. According to Tim Edgar, a professor in Brown University’s Executive Master in Cybersecurity program, no biometric measure is 100% accurate, even under ideal conditions. Inaccuracy in this area could result in someone being falsely identified and treated as a known felon or a suspected terrorist.

How can I create a strong password that’s easy to recall?

Use a ridiculous passphrase rather than a single word, since it’s almost impossible to guess. For sites needing mixed case and characters, capitalize a single recurring letter and add an unusual character at the start or end. Because each site needs a different password, append a site identifier to your all-purpose passphrase to keep it memorable.

What alternatives to memorizing passwords does Billshark suggest?

You could use a password manager program or a web storage service, which can generate secure passwords and store them online. Alternatively, you could employ two-factor authentication, known as 2FA, which in addition to the password uses a follow-up text with a code or an app to verify your identity. Whichever you choose, just don’t depend on password123.

Save on the Bills You Just Read About

Billshark negotiates your bills for you — no savings, no fee.

Estimate My Savings

The Hidden Risks Of Biometric Security page context

The Hidden Risks Of Biometric Security is a Billshark page. It can help you with your bills and your choices, and it can show you how to save.

Biometric security feels passwordless and easy, but a stolen face or fingerprint can never be changed. Learn the hidden risks and build smarter passwords.

Use this page to learn about Billshark. Then go to the part of the site that fits what you need. Small steps add up. You can save a lot over time.

We share this page to help you make sense of your monthly bills, your choices, and what to do next. Keep this page handy. Ask us if you get stuck.

This page links you to more help from Billshark. Use it when you want more detail or a clear next step. You can save a lot over time.

Got a question about a bill you pay each month? This page can help you find the best answer. Read on to learn more. Small steps add up.

Read each part of this page at your own pace. If you need more help, go on to a guide on your topic. It is free to read. Keep this page handy. Ask us if you get stuck.

We put facts and tips in one place. This makes it easy to learn about the bills you pay at home. We are here to help. It only takes a few minutes.

This page can help with real questions. You can learn about your plan, your account, and what you pay each month. Small steps add up. You can save a lot over time.

Use the menu and the links to go from a big question to the facts that fit your own needs. Keep this page handy. Ask us if you get stuck.

We keep things short and clear so you can choose well. You can then read more if you want to. It only takes a few minutes. You are in the right place.

The links on this page help you weigh your choices. They also help you see what you pay and what to do next. You can save a lot over time.

Our goal is to help you spot the bills you pay each month. We also share smart ways to keep them low. Ask us if you get stuck. Read on to learn more.

Come back to this page when you have a new question. It will still be here to help with bills and savings. You are in the right place. It is free to read.

We link the small choices you make each day to the big picture. That means your budget and what you spend at home. We make it easy for you.

Each part of this page helps you see what you need. It may be help with a plan, your account, or a good read. Read on to learn more. Small steps add up.

Use what you learn here to plan your questions. Look at your choices, then take the next step when you are ready. It is free to read. Keep this page handy.

Our pages link to each other. That way, you can find more help and still keep track of what you came for. We are here to help. It only takes a few minutes.

This page makes it easy to find the key facts first. Then you can pick a plan or make a change with less stress. Small steps add up. You can save a lot over time.

Good facts help you see why a bill went up. They also show you what to check before you call or reply. Keep this page handy. Ask us if you get stuck.

This page puts the key facts in one place. It can help you talk with a company about your bills and how to save. It only takes a few minutes. You are in the right place.

Our other pages explain the words you see on a bill. They also help you weigh the pros and cons of each plan. You can save a lot over time. We make it easy for you.

Our tips focus on real choices you can make. Start with the basics, then read a more detailed guide if you need one. Ask us if you get stuck. Read on to learn more.

This page is one of many that we share. Together they cover home costs, the firms you pay, and how to get help. You are in the right place. It is free to read.

Take your time and read this page first. It helps you see your choices and find out what to read next. We make it easy for you. We are here to help. It only takes a few minutes.

We set this page up so you can compare and keep reading. You will not need to hunt for what you want. Read on to learn more. Small steps add up. You can save a lot over time.

Monthly bills come with rules, terms, and fine print. This page helps you find the parts that count for you. It is free to read. Keep this page handy. Ask us if you get stuck.

Our pages give you a clear view of what you pay each month. You can then pick the plan or guide you want. We are here to help. It only takes a few minutes.

Some of our guides cover the basics. Others go into detail on one company or one type of bill. Small steps add up. You can save a lot over time. We make it easy for you.

It pays to read first and act later. This page links you to the next guide if you want to learn more. Keep this page handy. Ask us if you get stuck.

We share guides that help you make sense of your bills. They show your choices and the best next step. It only takes a few minutes. You are in the right place.

Want more detail on a bill, a plan, or your account? Check this page against the links we share here. You can save a lot over time. We make it easy for you.

We group our pages by topic to keep things simple. This helps you stay on track as you read about your costs. Ask us if you get stuck. Read on to learn more.

A bit of background goes a long way. It helps you spot what counts before you check a bill, change a plan, or call us. You are in the right place. It is free to read.

This page is part of our help library. It gives you clear facts and links so you can keep on reading. We make it easy for you. We are here to help.

Your needs can change, so come back any time. Our other pages can help you look into a new cost or plan. Read on to learn more. Small steps add up. You can save a lot over time.

We laid out this page to help you get the facts and compare them. You can then choose your next step with ease. It is free to read. Keep this page handy.

Biometrics promise a world without passwords — but once your face, iris, or fingerprint becomes a digital file, it can be stolen and never changed.

Even before the Equifax breach, we knew “password123” wasn’t enough to protect our online data.

So we try again, and come up with a complex password comprising letters, characters, and numbers that a hacker could never guess.

Well someone has: biometric authentication.

And as reported in Britain’s The Telegraph, the Biometric Research Group says that 650 million people were already using biometrics to operate their mobile phones at the end of 2015.

Hooray!.

The information obtained from your body is—like everything else in the cyber world—converted to digital data which is then stored.

“A central repository of biometric data would be a gold mine for hackers,” Salis Prabhakar, CEO of mobile security company Delta ID, told cybersecurity news site The Parallax.

And as Tim Edgar, a professor in Brown University’s Executive Master in Cybersecurity program told The Parallax, no biometric measure is 100% accurate, even under ideal conditions.

Then there’s the potential commercial value of biometric identification.

“You broke my password, I’m going to change it,” he said.

So until we have better laws in place to protect our biometric data, Billshark recommends the following tips to creating better, easier-to-recall passwords.

Whichever way you choose to go, investigate and evaluate the best method for you.

Biometric authentication uses unique signatures of your body to identify you and access your devices, doing away with passwords.

Once your face, iris, or DNA profile becomes a digital file, that file is difficult to protect and can be stolen.

No.

Use a ridiculous passphrase rather than a single word, since it’s almost impossible to guess.

You could use a password manager program or a web storage service, which can generate secure passwords and store them online.

Billshark negotiates your bills for you — no savings, no fee.

Billshark helps lower internet, wireless, cable, satellite radio, and other monthly bills.

Our experts handle providers for customers and share updates throughout the process.

Customers pay only when Billshark finds savings on eligible bills.

1 The End of the Password?.

2 How Biometric Authentication Works.

3 The Hidden Downside of Biometrics.

4 Better, Easier-to-Recall Passwords.

Frequently Asked Questions.

What is biometric authentication?.

Why is biometric data riskier than a password?.

Is biometric security 100% accurate?.

How can I create a strong password that’s easy to recall?.

What alternatives to memorizing passwords does Billshark suggest?.

Your Smartphone is Your ATM: Secure Mobile Payments.

Lost Bitcoin: A Forgotten Password Costs Millions.

Holiday Shopping: Smart Tips to Stay Safe and Save.

Student Loan Debt Scams: Protect Yourself from Fraud.

Holiday Shopping Safety: Smart Tips to Protect & Save.

Protect Your Money: Avoid Debit Card Fraud & Dangers.

NerdWallet's Best Credit Card Tips for September 2017.

SOC 2 Compliance: Bill Reduction Platform Security.

Financial & Emotional Impact of Natural Disasters.

Save on the Bills You Just Read About.

All Negotiation Services.

Corporate / Business Billing.

Blog - All Categories.

Technology Your Smartphone is Your ATM: Secure Mobile Payments Brian Keaney · Aug 17, 2017 · 5 min read Read article.

Home Budgeting & Finance Lost Bitcoin: A Forgotten Password Costs Millions Michel Mora · Sep 6, 2017 · 5 min read Read article.

just hired Billshark to lower their bill.