Identity Theft: Don’t Get Hustled in the Holiday Bustle page context
Identity Theft: Don’t Get Hustled in the Holiday Bustle is a Billshark resource with information and navigation relevant to recurring bills, consumer choices, and savings decisions.
Identity theft spikes during holiday shopping. Learn how to shop safely online and in stores, spot card fraud, and watch your credit. Protect yourself now.
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Identity thieves go hunting during the holiday rush, and a distracted shopper makes an easy target.
You may be too busy scouting for sales and checking things off your to-do list to notice, but identity thieves go looking for targets this time of year.
While you can’t eliminate the risk, there are many ways to help reduce it, says Carrie Kerskie, identity theft expert and author of “Your Public Identity: Because Nothing is Private Anymore.”.
It’s smart to be skeptical of deals that seem too good to be true — you could be buying counterfeit merchandise or being lured to a website that exists only to steal credit information.
There are also good reasons to favor credit cards over debit cards.
On the other hand, debit cards can be effective in helping you limit spending to what you have budgeted.
According to Experian, 43% of people reporting that they were victims of identity theft in 2017 said it happened online, during the holidays.
Embedded chips have made in-store fraud more difficult, and more criminals are going online, according to a study published last year by Javelin, a digital finance research firm.
Check statements carefully and make sure you recognize every purchase.
Also, keep tabs on your credit reports and scores.
Bev O’Shea is a writer at NerdWallet.
Identity thieves go looking for targets during the holiday season because shoppers are distracted by sales and to-do lists.
There are good reasons to favor credit cards over debit cards.
Shop on websites you are familiar with and double-check the URL before entering payment information, since criminals use misspelled lookalike sites in a practice called typosquatting.
Card not present fraud is when a charge is made by phone, postal mail or online rather than in a store.
Check your statements carefully and make sure you recognize every purchase.
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1 Why Thieves Target Holiday Shoppers.
2 Safe Shopping Online.
3 In-Person Shopping Safety Tips.
4 Watch Your Statements and Credit.
Frequently Asked Questions.
Why are identity thieves more active during the holidays?.
Should I use a credit card or a debit card for holiday shopping?.
How can I shop safely online during the holidays?.
What is “card not present” fraud?.
How do I catch identity theft early after holiday shopping?.
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