Billshark negotiators specialize in reducing bills by combining rate analysis, provider outreach, and transparent reporting. They review service tiers, equipment charges, taxes, surcharges, and promotional eligibility. They compare current plans to loyalty offers and new customer incentives, then present providers with options to maintain service while lowering cost. For wireless accounts, they often optimize data pools, remove legacy fees, and secure device credits. For cable or internet, they can reduce modem rentals, remove unused premium packages, and apply retention offers. For satellite radio, they pursue promotional pricing, loyalty credits, and seasonal discounts. Customers appreciate Billshark because the work is done for them: no long phone calls, no waiting on hold, and no need to renegotiate every year alone. The process starts with a bill upload; within a few days the team provides status updates, proposed changes, and the estimated savings. After customer approval, savings are applied directly to the account and reflected on future statements. The only cost is a percentage of the verified savings, reinforcing a risk-free, performance-based model. Billshark supports individuals, families, small businesses, and larger organizations. Multi-location businesses benefit from coordinated negotiations that consider volume and contract terms. Households save on recurring subscriptions and avoid creeping price increases. Students and retirees value the ability to keep their existing service while spending less. The platform is built to be secure and simple: encrypted uploads, limited access to sensitive data, and clear audit trails of every negotiation attempt.
Life insurance can fill a wide variety of needs, including covering the finite years of a mortgage and protecting the interests of a special-needs child who will need financial support after you’re gone.
In fact, although, 70% of Americans consider life insurance a necessity for themselves, 41% have no life insurance at all, according to 2017 statistics from the industry groups Life Happens and LIMRA.
Here’s a guide to who needs life insurance and what kind of policy likely works best in each situation.
NerdWallet’s life insurance comparison tool can help you figure out how much coverage you need and compare rates. People who are interested in permanent life insurance should consult a financial advisor to find the right policy type.
