Financial Empowerment as a Service
Improving one’s financial security is as simple as a click of a button. Financial empowerment is not only possible; it’s a lot more user-friendly with the help of technology. New apps and websites make it easy to finally reach the financial security and financial peace we’ve been seeking all along. We call this Financial Empowerment as a Service. At its core, it is mobile or technology-enabling tasks that were difficult or time consuming to do before – but not anymore! Here is a curated list of apps and services that are shark-approved for financial empowerment.
Airhelp helps you claim refunds on airline tickets when your flight is delayed. Delayed flights are part of traveling, but it doesn’t mean you can’t be compensated for your time. This is why Airhelp is necessary for all travelers! Airhelp takes care of all the communication and paperwork for you – so all you have to do is sit back and relax. When they get you a refund, they transfer the funds right to your bank!
If you’re a subscription junkie, or simply don’t have the time to keep track, Truebill is for you! Truebill helps manage your subscriptions and can cancel them when you find them no longer necessary. How does it work? They scan your online statements and identify your subscriptions so you know who’s charging you every month. Find something that you just don’t want anymore? Cancel it with their 1-click cancel option! They’ll continue to monitor your accounts and send you any changes.
Paribus is an app that discovers when online stores owe you a refund and automates it in your favor. Paribus fetches your online receipts (via email inbox), works behind the scenes to find you savings, and then files a price adjustment on your behalf when they find eligible savings. All that for only 15 seconds of your time? Can’t be beat.
We stress the need for a functional household budget all the time. Are you struggling with your spending habits and coming up with a concrete budget for your family? Digit.co analyzes your spending habits every few days (how’s that for accuracy!) and removes a few dollars from your checking account if you can afford it. Easily withdraw your money any time, quickly and with no fees. The best way to save is without even thinking about it!
Is the thought of investing your money daunting to you? You’re not alone and that’s why Acorns exists! Acorns is a form of “micro investing” that works by rounding up your credit card spending and investing the ‘spare change.’ It’s pretty exciting to watch your wealth grow just by investing a little bit at a time!
Who doesn’t loathe tax season? Anything to make it a bit easier is notable in our book! Taxfyle does your tax return for you by acting as your own personal Certified Public Accountant. By just uploading an image of your current W2/1099 and last year’s tax return, your personally assigned CPA will handle preparing and filing your taxes for you. We love the sound of that and might actually look forward to tax season next year!
You may recognize the Fixed app since it was featured on ABC’s Shark Tank. Fixed works in preventing traffic tickets from increasing your insurance fees. You simply upload your traffic ticket to the app and one of their agents reviews it. Once your traffic ticket goes through a thorough review process, they send you an analysis and what your options are (that costs $0!). You can then decide to engage one of their trusty attorneys and they take care of the rest!